StartupLanes

Results-oriented finance professional with 1+ year of experience in credit analysis and risk assessment at a housing finance company. Proven track record in analyzing 100+ credit appraisal cases monthly valued at 50-60 crore and managing quarterly disbursements of 80-90 crore. Strong foundation in financial statement analysis, credit risk assessment, and regulatory compliance. Passionate about building a career in finance and credit analysis. Actively pursuing CFA Level 1 to strengthen expertise in financial modeling, valuation, and credit risk.

• Analyzed and prepared 100-120 monthly Credit Appraisal Memos (CAMs) valued at 50-60 crore by conducting
comprehensive financial analysis, cash flow assessment, and credit risk evaluation to support sanction decisions
• Managed quarterly loan disbursements totaling 80-90 crore, ensuring 100% accuracy, regulatory compliance, and
timely fund release while maintaining stringent documentation standards
• Evaluated borrower creditworthiness by analyzing income statements, balance sheets, and cash flow patterns to
assess repayment capacity and determine risk profiles